Medicare Savings Programs
Maryland Senior Prescription Drug Assistance Program (SPDAP)
This program pays up to $100 every month towards your Part D premium and allows you to change your Rx Coverage one time per year outside of Open Enrollment.
Eligibility is based on gross monthly income. There is no asset limit.
|
Single Monthly Income Limit |
Married Monthly Income Limit |
|
< $3,990 |
< $5,410 |
An application can be found at www.marylandspdap.com or assistance with a mailed-in application is available at the Division by calling 410-386-3800.
Social Security Extra Help
This program assists individuals enrolled in Medicare Part D prescription drug plans with their Part D premium, deductible and co-insurance.
Eligibility is based on gross monthly income and value of assets. Your assets do not include your primary residence or vehicle.
|
Single Monthly Income Limit |
Single Asset Test |
Married Monthly Income Limit |
Married Asset Test |
|
$2,015 |
$18,090 |
$2,725 |
$36,100 |
An online application can be found at www.ssa.gov or assistance with completing the online application is available at the Division by calling 410-386-3800.
Specified Low-Income Medicare Beneficiary (SLMB)
|
Single Monthly Income Limit |
Single Asset Test |
Married Monthly Income Limit |
Married Asset Test |
|
$1,816 |
$9,950 |
$2,455 |
$14,910 |
Qualified Medicare Beneficiary (QMB)
|
Single Monthly Income Limit |
Single Asset Test |
Married Monthly Income Limit |
Married Asset Test |
|
$1,350 |
$9,950 |
$1,824 |
$14,910 |
Qualified Medicare Beneficiary (QMB) and Specified Low-Income Medicare Beneficiary (SLMB)
QMB pays the Part A and Part B premiums, deductibles and the Part B co-insurance ("the 20%"). SLMB pays the Part B premium only.
Eligibility is based on gross monthly income and value of assets. Your assets do not include your primary residence or vehicle.
Assistance with a mail-in application is available at the Division by calling 410-386-3800. Medicare Savings Programs QMB/SLMB Website
*Monthly Gross Income and Asset Limits are subject to change. Updated 3/2026. Always verify by calling the Division at 410-386-3800.